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Is This the Next Bitcoin? There's a new digital monetary system in town.

By Jeff Kauflin

Opinions expressed by Entrepreneur contributors are their own.

Like Bitcoin, Ripple makes money easier to move around the world. But while Bitcoin is a currency, Ripple is an internet protocol that allows for financial transactions in any currency. For example, a user can transfer dollars over Ripple, and the other party can receive euros.

San Francisco-based startup Ripple Labs aims to make Ripple the standard protocol used by the world's banks to transfer money around the globe as cheaply and quickly as sending an e-mail.

To learn more about Ripple and how it might affect small-business transactions, we spoke with Gary Kremen, who founded Match.com and recently launched CrossCoin Ventures, an accelerator that mentors Ripple-based startups and helps them tackle finance-specific challenges such as compliance and customer-service requirements.

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