Wealthy and Wise Twentysomethings need financial planners, too--and these entrepreneurs are cashing in.

Through their firm, MadisonSmallwood Financial Group, HoraceMadison, 40, and Solomon Smallwood, 36, provide not only wealthmanagement, but also back-office accounting for some of the biggeststars from hip-hop to Hollywood. Starting out with clients from themusic world, including Outkast and Usher, the two have developed apractice around helping young musicians, athletes, entrepreneursand actors make--and keep--more money.

"We explain to our clients that it's easy to berich," says Madison. "Being wealthy is the difficultpart. Being wealthy means keeping more of the money you make andmaking it work for you."

For those who become rich at a very young age, Madison andSmallwood have seen money be both a "gift and a curse."With offices in Atlanta, Los Angeles, Miami and New York, they arebusy dispelling the curses, handling about $40 million in clientrevenues and bringing in over $2 million annually.