Small Business Encyclopedia

Category: Credit-and-collections

Credit Cards

A bank-issued card that allows people to purchase goods or services from a merchant on credit

Credit Policy

Guidelines that spell out how to decide which customers are sold on open account, the exact payment terms, the limits set on outstanding balances and how to deal with delinquent accounts

Credit, Extending

Offering your customers the option of paying for the products and services they purchase from you at a later date instead of upfront

Merchant Status

The relationship between a company and a bank or credit card company that allows the company to accept credit card payments from its customers

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