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Public Policy Avoid a pre-IPO disaster by getting the right financial insurance.

By Jacquelyn Lynn

Opinions expressed by Entrepreneur contributors are their own.

Getting ready to take your company public? Then you'veprobably got a lot on your mind, but have you thought about whatcould happen to your IPO if some problem within your organizationleads to a lawsuit and you don't have the appropriate insurancein place to protect your assets?

Having a solid financial insurance portfolio in place well inadvance of your IPO filing can make the difference between asuccessful leap to publicly held status and the ignominious ruin ofall you've worked for, says James R. Lopiccolo of MDM FinancialRisk Insurance Brokers in Los Angeles. You need to be certain youwon't sustain an economically devastating uninsured loss as youmove forward with your IPO, and standard commercial generalliability policies may leave critical gaps in your coverage.

Lopiccolo says your financial insurance portfolio should containthree essential types of coverage:

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