Quick Guide To Insurance Pick your agent. Pick your insurance. Pick the business disaster you're most afraid of and insure against it.

We admit it: Discussing business insurance is about as exciting as, say, cleaning out the basement. Perhaps you're thinking of turning a few pages and skipping this article altogether.

But wait--you might want to reconsider. Because if you're operating your business with the wrong insurance, not enough insurance or--heaven forbid--no insurance at all, then you might as well be bungee jumping off a cliff without a cord. Insurance may one day be the only thing that prevents you from having your life's work destroyed in a few disastrous moments.

To help you, we asked leading industry experts for their do-or-die suggestions on how you can build (or maybe just strengthen) this strongest safety net for your growing business.