Quiz: Risk Assessment Calculator See if you score high on the financial fitness quiz.

The current economic situation creates a dilemma of sorts for entrepreneurs. Due to the economic slowdown and a lack of sales, businesses have seen their balance sheets deteriorate to the point that they are no longer a viable credit risk. Thus, banks have restricted their credit and lending policies, severely impacting entrepreneurial firms. What's the solution? Entrepreneurs need to focus on the big three: cash, sales and debt. Below is a simple quiz; the higher your score, the better you are financially.

Cash
1) Cash flow: How long can you pay your current monthly bills using the cash you have on hand?
31-60 days +3 7-30 days +1 Less than 7 days -3