Create Card-Free Rewards Programs with Apps Cardboard punch cards and laminated key-ring tags are so last year. These apps can help you put your rewards program on smartphones.

Cardboard punch cards and laminated key-ring tags are so yesteryear. This batch of apps allows customers to ditch the cards and keep track of their loyalty and purchase-based rewards programs on their smartphones. If your business has such programs in place, take a look at how these apps can help you manage them.

CaptureCode: Merchant functions of this sales-tracking app integrate with social media and many point-of-sale systems to help you get more customers and track their buying habits. Using that information, promotions can then be tailored to individuals specifically. Available for iPhone and Android.