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4-Step Formula to Pursuing Your Dreams Learn the value of keeping a Dream List, and use these tactics to push yourself towards your dream life.

By Candace Sjogren

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When I was 26, I was fumbling through life in different jobs that were only partially fulfilling, unsure of my future but certain of only one thing:

I don't know what my IT is, but I know IT is going to be big.

I knew very little about what I wanted out of life, but I hungered for authority and to be taken seriously. Then a good friend, Krista, introduced me to a book: The Dream Manager by Matthew Kelly. The book itself generally discussed how a middle manager reduced turnover by investing himself in his employees' personal goals, which has since become very important to me in my career. But at the time, I was more impressed with the concept of creating a "Dream List."

Essentially, The Dream Manager explained a simple concept. Fewer than 1 percent of the world ever writes down their hopes, dreams or ambitions, and fewer ever share this list with a third party, creating accountability for their goals. But of those who do, they are much more likely to live their version of a fulfilled life.

I created my Dream List and compiled 100 dreams I hoped to accomplish before I die. Now, exactly 10 years later, I've accomplished more than 80 of them and have a new 100 in their place.

If you are feeling a bit lost in life or confused about how to accomplish your life goals, I encourage you to follow these four important steps:

1. Write it down.

First, open an Excel spreadsheet. Create some time categories across the top of your sheet, such as "6 months," "5 years," and "Lifetime." Next, along the left side of your sheet, create as many categories of life that you can think of, including (but not limited to): Spiritual, Family, Professional, Financial, Intellectual, Community, Character and Travel.

Now, take the time to fill in at least one goal for each of the intersecting buckets you've created between time and category. If you can get to more than one dream per section, all the better. Write until you can write no more.

2. Notice your themes.

If you are lost in your current career, feeling strapped for cash or frustrated with dead-end relationships, it can be hard to pull yourself out of your current predicament to dream big. So start small.

If you can't see your future in the Lifetime category, think about where you want to be in one month, and if you are feeling stuck in your professional category, focus on travel or community. Dreams can overlap categories; in fact, I encourage it.

Every once in awhile, pull back from your list to see if you can find themes, or you can build them in right from the start. For instance, if you want to complete a marathon at some point in your life, then perhaps you may want to add a half marathon to your five-year goal and a 5K to your six-month. Do you notice a theme between travel and spiritual that you are longing to spend meaningful time in India at an ashram? Perhaps that can influence your financial goals as you consider how much something like that would cost. You might even consider what professional aspirations you have: could you work at one of these places?

When you remove yourself from your everyday monotony, you can find some gems that may guide you toward a more fulfilling future.

3. Share with others.

Once you feel your list is complete, write down a person's name next to each dream. This person should be the person in your life that is most likely to help you accomplish this particular dream. Then, share those dreams with your identified person. Ask them for help in holding you accountable to accomplishing your goals, and give yourself deadlines for reaching back out to them to report out on your progress.

By sharing your dreams and asking others for help, you allow people who care about you to invest themselves in your life, and you make it far more likely that you'll achieve your goals.

4. Check in regularly.

This final step is the most important. You don't serve yourself by committing to goals and then putting them on a shelf. Plus, when you accomplish a goal, it feels great to mark it off your list and replace it with a new one. You can always move your dreams to a new timeframe if they no longer meet your original parameters, but by checking back in (say, every six months), you remind yourself of what is important to you.

I am now at a point in life where I can be proud of my years of hard work, but I know that I would be only half as far had I not crafted a dream list. So what are you waiting for? It's time to start dreaming!

Candace Sjogren

Head of Alternative Lending at Marqeta

Candace Sjogren is head of alternative lending at Marqeta and managing partner at CXO Solutions, a management consulting firm. Prior to CXO, Sjogren was the founder and CEO of two fintech companies and chief strategy officer at Dealstruck and LoanHero, and continues to serve as an angel investor.

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