Business-Interruption Insurance--Covers continuing
expenses, such as taxes and payroll, as well as loss of net
profit.
Extra Expense Coverage--Pays for temporary relocation of
workers and machinery, allowing a business to continue operations
while repairs are taking place.
Extended Period of Indemnity--Adds on to the period
covered by business-interruption insurance to allow for extra time
to get revenues back up to pre-disaster levels.whereby if one
suffers a loss, the other will permit temporary use of its
facilities.
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Disaster Recovery--Services offered by specialized firms,
as well as major computer manufacturers, to help businesses avoid
loss of crucial computer data.
Julie M. Cook is a Rockford, Illinois, journalist who
specializes in small-business topics such as sales and marketing
and human resources.
Contact Sources
Deloitte & Touche LLP, 2200 Ross Ave., Dallas, TX
75201, (214) 777-7000.
Flights of Fantasy Books, 523 Santa Monica Blvd., Santa
Monica, CA 90401, (310) 917-9112.
H. Abbe International, 2 World Trade Center, #2844, New
York, NY 10048, (212) 839-9211.
Insurance Information Institute, 110 Williams St., New
York, NY 10038, (212) 669-9214.
Riney Bedding Company, 431 E. Market St., Louisville, KY
40202, (502) 587-8469.
Shipman & Goodwin, 1 American Row, Hartford, CT
06103-2819, (860) 251-5119.

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